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Postal order
A postal order is a financial instrument usually intended for sending money through the mail. It is purchased at a post office and is payable at another post office to the named recipient. A small fee for the service, known as poundage, is paid by the purchaser. In the United States, this is known as a postal money order. Postal orders are not legal tender, but a type of promissory note, similar to a cheque.
==History in the United Kingdom==
The postal order is a direct descendent of the money order, which had been established by a private company in 1792. During World War I and World War II, British postal orders were temporarily declared legal tender to save paper and labour. Postal orders can be bought and redeemed at post offices in the UK, although a crossed postal order must be paid into a bank account. Until April 2006 they came in fixed denominations but due to increased popularity they were redesigned to make them more flexible and secure. They now have the payee and value added at the time of purchase, making them more like a cheque. The fee for using this form of payment falls into one of three bands - details are available on the (Post Office website ). The maximum value of postal order available is £250.00 with the fee capped at £12.50.
Despite competition from cheques and electronic funds transfer, postal orders continue to appeal to customers, especially as a form of payment for shopping on the Internet, as they are drawn on the Post Office's accounts so a vendor can be certain that they will not bounce. They also enable those without a bank account, including minors, to make small financial transactions otherwise than in cash. Postal workers in the United Kingdom use voided or cancelled orders in their training.〔"Another view" by Douglas Myall in ''British Philatelic Bulletin'', Vol. 51, No. 5, January 2014, pp. 149-151.〕
抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』
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